Real Estate Investors

To some, owning real estate is the key to long term wealth.  Some would argue it is the only way to generate long term wealth.  For those that do invest in real estate long term, it can be a foundation to ongoing passive income that can be used to increase your purchasing power of a new primary home or additional rental or vacation properties.  In terms of documenting this type of income, borrowers have several options to consider:

1. Rental Agreements with mortgage statements
2. 12-months AirBnb/VRBO statements
3. Debt Service Coverage Ration (DSCR)
   1. A unique lending option that takes monthly overall expenses/monthly mortgage obligations
   2. If the ratio is above a certain amount, no further documentation is required
4. Supplemental income documentation similar to wage earner or self-employed if using in addition to rental income

We believe we have some of the most unique options for real estate investors, whether first time or seasoned, that allow for quick and easy access to the funds needed to expand one’s real estate portfolio.

Do you or someone you know fit this criteria?  Use our simple prequal tool to find what programs we have available.