A Debt Service Coverage Ratio (DSCR) loan is designed specifically for real estate investors who want to qualify for a mortgage based on rental income rather than personal income. With a DSCR loan, the lender evaluates whether the property’s rental income is sufficient to cover the mortgage payment—without requiring traditional income verification.

Key Features of DSCR Loans

• No Personal Income Verification Required
• Loan Qualification Based on Property Cash Flow
• Simplified Approval Process for Investors
• Multiple Property Financing Options

Benefits of a DSCR Loan

✅ Easier Qualification for Investors – No need for tax returns or W-2s.
✅ Expand Your Portfolio Faster – Use rental income to secure financing.
✅ No DTI Restrictions – Approval is based on property income, not personal finances.

Is a DSCR Loan Right for You?

If you’re a real estate investor looking for an easier way to finance rental properties, a DSCR loan may be the perfect solution. Let’s discuss how this program can help you scale your investments!