Rate and APR posted above are on a 30-year fixed-rate mortgage. Rates and terms are subject to change without notice. Advertised rates are based on a $375,000 loan amount, a 20% down payment, and a credit score of 720 or higher with approximately $5,000 in closing costs. Payment does not include taxes or insurance, and your actual payment may be higher. This offer is subject to credit approval and qualification. Equal Housing Lender. NMLS #34381. For more information, visit NMLS Consumer Access.

This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through United Fidelity Funding Corp dba HomeLoanAgents and are subject to change without notice. The payment amount does not include homeowners’ insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges). These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan’s interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing. Refinancing may cause finance charges to be higher over the life of the loan. United Fidelity Funding Corp dba HomeLoanAgents has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture, or any other government agency.